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Personal & Corporate Bankruptcy

The decision to file for bankruptcy is often one of the hardest choices that a person has to make in his or her lifetime. We can help you decide if filing for the protections set up by law are right for you. We understand that filing for bankruptcy is a last resort, and should only be done when all other methods of satisfying one's financial obligations have been exhausted. However, if your situation has become so severe that you are in danger of foreclosure, garnished wages, repossessions, or are facing debts that no honest man can pay, putting off the inevitable can have devastating consequences. Procrastination can cost you your car, your wages, and even your home. Filing your case in a timely fashion can spare you these losses. 
 

We will review the different types of Bankruptcy cases that you can file, and review your financial situation to explain the path that is right for you.

 
If you are close to foreclosure on your home, declaring bankruptcy may stop this from going forward and even create a payment structure that will help you pay off your arrears.
 

• Bankruptcy may cause your car or other property to be given back to you if they have been repossessed by a creditor.
 

• Uninsured medical bills often times create a nearly impossible financial hole to climb out of. Bankruptcy can help you in this situation and reduce or possibly erase these bills.
 

• Bankruptcy can stop harassing creditors from turning up on your doorstep, especially if they are being unfairly pushy or unreasonable or are fraudulently trying to take more than you owe.
 

• Although your student loans will not disappear, bankruptcy may help you to consolidate those debts and pay them off in a reasonable timeframe.
 

• Bankruptcy will end wage garnishment, which means you will be able to afford life’s necessities.  
 

You may have more than one of these issues overlapping in your life and filing for bankruptcy may give you the fresh start that they law was intended to provide.
 


Feuerstein & Smith, LLP assists clients in Real Estate, Personal Injury, Matrimonial and Family Law, Criminal Defense, Estate Planning, Litigation, Bankruptcy, and Corporate Law, in Buffalo, Niagara Falls, Tonawanda and throughout Erie County, as well as in Florida, Puerto Rico and the U.S. Virgin Islands.



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475 Delaware Avenue, Buffalo, NY 14202-1303
| Phone: 716-856-9704 | 1-800-528-1113

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